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Bank of India

LOTE Branch, LOTE TALUKA KHEDDIST RATNAGIRI

IFSC Code
BKID0001439
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415013541
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
001439 Branch Code (6-11)

Complete Branch Details

Full Address COMMON FACILITY CENTRE BUILDING MIDC AREAAT POST LOTE TALUKA KHEDDIST RATNAGIRI
State MAHARASHTRA
District / City LOTE TALUKA KHEDDIST RATNAGIRI
Centre / Region LOTE TALUKA KHEDDIST RATNAGIRI
Contact / Helpline +912356272227
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0001439.
  4. Confirm bank name displays as Bank of India and branch as LOTE.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0001439)

What is the IFSC code of Bank of India LOTE branch? ↓

The verified 11-digit IFSC code is BKID0001439. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India LOTE? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415013541. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is COMMON FACILITY CENTRE BUILDING MIDC AREAAT POST LOTE TALUKA KHEDDIST RATNAGIRI, located in LOTE TALUKA KHEDDIST RATNAGIRI district, MAHARASHTRA.

Other Bank of India Branches in LOTE TALUKA KHEDDIST RATNAGIRI

BKID0001435

RATNAGIRI MIRJOLE INDUSTRIAL Branch

RATNAGIRI, MAHARASHTRA

 BKID0001221

DHATAV Branch

DHATAV, MAHARASHTRA

 BKID0000815

MIDC SINNAR MALEGAON SSI Branch

SINNAR DIST NASIK, MAHARASHTRA

 BKID0001447

TISANGEE Branch

TISANGI TAL KHED DIST RATNAGIRI, MAHARASHTRA

 BKID0001464

KHED Branch

KHED TAL KHED DIST RATNAGIRI, MAHARASHTRA

 BKID0007314

DAHICHAUKI Branch

DAHICHOWKI, UTTAR PRADESH

 BKID0000829

MIDC WALUJ Branch

CHHATRAPATI SAMBHAJI NAGAR, MAHARASHTRA

 BKID0001407

MITHBAV Branch

MITHBAV TAL DEVGAD DIST RATNAGIRI, MAHARASHTRA

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