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Verified Branch

Bank of India

RATNAGIRI Branch, RATNAGIRI

IFSC Code
BKID0001400
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415013051
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BKID Bank Code (1-4)
0 Control Zero (5th)
001400 Branch Code (6-11)

Complete Branch Details

Full Address BOI BLDG NETAJI SUBHASH ROADSAWARKAR CHOWK PBNO56
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline +912352222464
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BKID0001400.
  4. Confirm bank name displays as Bank of India and branch as RATNAGIRI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BKID0001400)

What is the IFSC code of Bank of India RATNAGIRI branch? ↓

The verified 11-digit IFSC code is BKID0001400. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of India RATNAGIRI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415013051. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BOI BLDG NETAJI SUBHASH ROADSAWARKAR CHOWK PBNO56, located in RATNAGIRI district, MAHARASHTRA.

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