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Verified Branch

Bank of Baroda

KAKOWAL, LUDHIANA Branch, LUDHIANA

IFSC Code
BARB0VJKKWA
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141012026
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BARB Bank Code (1-4)
0 Control Zero (5th)
VJKKWA Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE KAKOWAL, , MAIN ROAD, , DIST.LUDHIANA , KAKOWAL , 141007
State PUNJAB
District / City KAKOWAL
Centre / Region KAKOWAL
Contact / Helpline +910221800223344
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BARB0VJKKWA.
  4. Confirm bank name displays as Bank of Baroda and branch as KAKOWAL, LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BARB0VJKKWA)

What is the IFSC code of Bank of Baroda KAKOWAL, LUDHIANA branch? ↓

The verified 11-digit IFSC code is BARB0VJKKWA. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of Baroda KAKOWAL, LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141012026. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILLAGE KAKOWAL, , MAIN ROAD, , DIST.LUDHIANA , KAKOWAL , 141007, located in KAKOWAL district, PUNJAB.

Other Bank of Baroda Branches in KAKOWAL

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 BARB0BAHLUD

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 BARB0DBBCLU

BNC LUDHIANA Branch

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 BARB0DBCHLU

LUDHIANA Branch

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 BARB0DBINDU

INDL AREA LUDHIANA Branch

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 BARB0DBMATA

MATA RANI CHOWK,LUDHIANA Branch

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 BARB0DUGLUD

DUGRI ROAD, LUDHIANA Branch

LUDHIANA, PUNJAB

 BARB0FERROA

FEROZPUR ROAD LUDHIANA Branch

LUDHIANA, PUNJAB

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