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Verified Branch

Bank of Baroda

SME BRANCH LUDHIANA Branch, LUDHIANA

IFSC Code
BARB0SMELUD
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BARB Bank Code (1-4)
0 Control Zero (5th)
SMELUD Branch Code (6-11)

Complete Branch Details

Full Address CO K18 SECOND FLOOR SURYA COMMERCIAL CENTRE OPPOSITE PAU GATE NO 1 FEROZPUR ROAD DISTRICT LUDHIANA PUNJAB 141001
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline +910221800223344
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BARB0SMELUD.
  4. Confirm bank name displays as Bank of Baroda and branch as SME BRANCH LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BARB0SMELUD)

What is the IFSC code of Bank of Baroda SME BRANCH LUDHIANA branch? ↓

The verified 11-digit IFSC code is BARB0SMELUD. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of Baroda SME BRANCH LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is CO K18 SECOND FLOOR SURYA COMMERCIAL CENTRE OPPOSITE PAU GATE NO 1 FEROZPUR ROAD DISTRICT LUDHIANA PUNJAB 141001, located in LUDHIANA district, PUNJAB.

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LUDHIANA Branch

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