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Verified Branch

Bank of Baroda

RATANLAL NAGAR, UP Branch, KANPUR

IFSC Code
BARB0RATANL
Required for NEFT, RTGS, IMPS money transfers
MICR Code
280012072
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BARB Bank Code (1-4)
0 Control Zero (5th)
RATANL Branch Code (6-11)

Complete Branch Details

Full Address 572, BLOCK-RN,YOJNA-2,RATAN LAL NAGAR,KANPUR,UP - 208022.
State UTTAR PRADESH
District / City KANPUR
Centre / Region KANPUR
Contact / Helpline +910221800223344
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BARB0RATANL.
  4. Confirm bank name displays as Bank of Baroda and branch as RATANLAL NAGAR, UP.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BARB0RATANL)

What is the IFSC code of Bank of Baroda RATANLAL NAGAR, UP branch? ↓

The verified 11-digit IFSC code is BARB0RATANL. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of Baroda RATANLAL NAGAR, UP? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 280012072. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 572, BLOCK-RN,YOJNA-2,RATAN LAL NAGAR,KANPUR,UP - 208022., located in KANPUR district, UTTAR PRADESH.

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