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Bank of Baroda

PALAYAM BRANCH Branch, THIRUVANANTHAPURAM

IFSC Code
BARB0PALAYA
Required for NEFT, RTGS, IMPS money transfers
MICR Code
695012002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BARB Bank Code (1-4)
0 Control Zero (5th)
PALAYA Branch Code (6-11)

Complete Branch Details

Full Address PALAYAM BRANCH,PB 5404, P.O.VIKAS BHAVAN, TRIVANDRUM,TRIVANDRUM,695033
State KERALA
District / City THIRUVANANTHAPURAM
Centre / Region THIRUVANANTHAPURAM
Contact / Helpline +910221800223344
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BARB0PALAYA.
  4. Confirm bank name displays as Bank of Baroda and branch as PALAYAM BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BARB0PALAYA)

What is the IFSC code of Bank of Baroda PALAYAM BRANCH branch? ↓

The verified 11-digit IFSC code is BARB0PALAYA. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of Baroda PALAYAM BRANCH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 695012002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PALAYAM BRANCH,PB 5404, P.O.VIKAS BHAVAN, TRIVANDRUM,TRIVANDRUM,695033, located in THIRUVANANTHAPURAM district, KERALA.

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