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Verified Branch

Bank of Baroda

PALAI BR., DIST. KOTTAYAM, KERALA Branch, KOTTAYAM

IFSC Code
BARB0PALAIX
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686012302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

BARB Bank Code (1-4)
0 Control Zero (5th)
PALAIX Branch Code (6-11)

Complete Branch Details

Full Address FIRST FLR. 23/447 VYAPARA BHAVAN,KATTAKAYAM ROAD, PALAI, DIST. KOTTAYAM, KERALA - 686 575.
State KERALA
District / City KOTTAYAM
Centre / Region KOTTAYAM
Contact / Helpline +910221800223344
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code BARB0PALAIX.
  4. Confirm bank name displays as Bank of Baroda and branch as PALAI BR., DIST. KOTTAYAM, KERALA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (BARB0PALAIX)

What is the IFSC code of Bank of Baroda PALAI BR., DIST. KOTTAYAM, KERALA branch? ↓

The verified 11-digit IFSC code is BARB0PALAIX. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of Baroda PALAI BR., DIST. KOTTAYAM, KERALA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686012302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is FIRST FLR. 23/447 VYAPARA BHAVAN,KATTAKAYAM ROAD, PALAI, DIST. KOTTAYAM, KERALA - 686 575., located in KOTTAYAM district, KERALA.

Other Bank of Baroda Branches in KOTTAYAM

BARB0CHERPU

CHERPUNKAL Branch

KOTTAYAM, KERALA

 BARB0CHERTH

CHERTHALA, KERALA Branch

ALAPUZHA, KERALA

 BARB0DBKOTT

KOTTAYAM Branch

KOTTAYAM, KERALA

 BARB0DBTHOD

THODUPUZHA Branch

IDUKKI, KERALA

 BARB0DIGITA

DIGITAL ALTERNATE CHANNEL Branch

VADODARA, GUJARAT

 BARB0KALPET

KALPETTA Branch

WAYANAD, KERALA

 BARB0KARUNA

KARUNAGAPALLY, KERALA Branch

KOLLAM, KERALA

 BARB0KODIMA

KODIMATHA Branch

KOTTAYAM, KERALA

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