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AU Small Finance Bank

KARWANCHIWADI Branch, RATNAGIRI

IFSC Code
AUBL0005214
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415765007
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

AUBL Bank Code (1-4)
0 Control Zero (5th)
005214 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR, SHOP NO 3A ,VIJAYALAKSHMI APARTMENT,SURVEY NO 86,HOUSE NO 4 2,SAHAKAR NAGAR,KARWANCHIWADI, RATNAGIRI, MAHARASHTRA 415612
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code AUBL0005214.
  4. Confirm bank name displays as AU Small Finance Bank and branch as KARWANCHIWADI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (AUBL0005214)

What is the IFSC code of AU Small Finance Bank KARWANCHIWADI branch? ↓

The verified 11-digit IFSC code is AUBL0005214. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of AU Small Finance Bank KARWANCHIWADI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415765007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR, SHOP NO 3A ,VIJAYALAKSHMI APARTMENT,SURVEY NO 86,HOUSE NO 4 2,SAHAKAR NAGAR,KARWANCHIWADI, RATNAGIRI, MAHARASHTRA 415612, located in RATNAGIRI district, MAHARASHTRA.

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