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Verified Branch

AU Small Finance Bank

RATLAM Branch, RATLAM

IFSC Code
AUBL0002323
Required for NEFT, RTGS, IMPS money transfers
MICR Code
457765001
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

AUBL Bank Code (1-4)
0 Control Zero (5th)
002323 Branch Code (6-11)

Complete Branch Details

Full Address PLOT NO 3, NAZAR BAGH,, BANK COLONY
State MADHYA PRADESH
District / City RATLAM
Centre / Region RATLAM
Contact / Helpline +91755241200
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code AUBL0002323.
  4. Confirm bank name displays as AU Small Finance Bank and branch as RATLAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (AUBL0002323)

What is the IFSC code of AU Small Finance Bank RATLAM branch? ↓

The verified 11-digit IFSC code is AUBL0002323. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of AU Small Finance Bank RATLAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 457765001. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PLOT NO 3, NAZAR BAGH,, BANK COLONY, located in RATLAM district, MADHYA PRADESH.

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